Sometimes you just need to get paid earlier than your bank allows, so you need to use apps like ActiveHours to get your payment as soon as possible. Some people just don’t like the way ActiveHours does business, and they are looking for something similar or something which does the same things but has different purposes.
These apps are all trusted and will work, but some of them do some different things or do the same things in a different way. When it comes to your money, it is worth checking out a few different options.
7 Apps Similar To ActiveHours
We looked for a few other apps like ActiveHours which will help to get you your money quicker. We looked through the different apps out there, read reviews, checked for any shady background stories, and then played with the apps ourselves. We found a few worthy competitors:
1. Earnin
- Most well-known option
Earnin is probably the first alternative you think of. This app was developed and published by ActiveHours as an alternative. It is a free-to-use mobile app for both Android and iOS which allows you to get paid on a daily basis or as soon as you want instead of waiting for payday.
You do have to connect your bank account and tell the app where you work, but that is it. The app will take over everything else and do all of the connections, so you don’t need to do much work at all.
Pros: Easy to use; get paid daily
Cons: You Do Need to Give Your Information
2. FAIRWINDS Business Deposit
- Get your money faster
FAIRWINDS Business Deposit is another free-to-use mobile app which allows you to deposit checks as soon as you get them. All you need to do is take a picture from your phone and it will be deposited. This allows you to get your payments sooner—like in minutes.
To use this app, you need to download and install it to your mobile device and then link your account. Then, all you need to do is take a picture. You may have to try the pictures a few times at first, but it becomes really easy after your first few times.
Pros: Easy to use; get money in minutes
Cons: Cannot borrow money—only use your own
3. GADA Secure Pay
- Best for small businesses and contractors
GADA Secure Pay is another trusted app which allows you to create checks from your phone or tablet and send the payment anywhere. You can print your check or take a photo of it and deposit it like any other check. This is a great feature for small businesses and contractors who want to get paid quickly.
GADA is a free to use mobile app and takes only a few seconds to set up. You don’t even need to link a bank account.
Pros: Extremely easy to use and set up
Cons: You cannot borrow against this app
4. OverdraftOne.com
- Fastest option—get money the next day
If you want to keep certain aspects of your life quiet or you aren’t comfortable connecting your bank account, you should consider OverdraftOne.com. They have an app and a web account, which makes them easier to use.
You can borrow up to $2,500 after an approval process which takes only a few days. If you need to borrow money quickly, this is probably your best option on the list.
You will have to go through a bit of an application process to get your loan approved. Once approved, it will go into your bank account the next business day. You will have to read the fine print to see the APR and other details, as it can be a bit more expensive.
Pros: Faster option; get money the next business day
Cons: Higher APR, smaller loans
5. Dave
- Best for short-term loans
If you are looking for a smart app which doesn’t only help you with money, but helps you to plan your spending, Dave is a great option. It is considered an all-in-one financial application because you can set your budget, pay bills, send money, and yes, borrow money before payday. The tools will help you to borrow money without any charges if you pay them back within 10 days.
You will have to link your bank account and spend some time setting everything up to get the benefits of this app.
Pros: Great extra features like balance shields, credit reports, and more.
Cons: If you can’t pay back quickly, the fees are somewhat high.
6. ePayments
- Best for those who operate online
If you work online and want to get your payments faster, ePayments will help you to do that. With the help of this mobile app, you can get payments and withdraw cash in just a few minutes. This is one of those apps you can trust, as it has more than 500,000 users from all over the world. It works with ATMs almost everywhere in the world and you can even use it to purchase digital currencies.
Pros: Works all over the world; can use local ATMs
Cons: There are some high fees in some locations, so be sure to read the fine print.
7. Brigit
- Only get money when you truly need it
Brigit is one of the fastest and easiest financial apps which will monitor your accounts and send you cash if your account gets low. This is helpful if you don’t want to consistently borrow money, but there are times when you need some help. The app is self-sustained, so you don’t have to worry about paying overdraft fees.
The app will cover your needs and helps you to manage your cash. You will get some insight into your own spending, which can help you if you are budgeting.
Pros: Works for iOS and Android; easy to use; automated
Cons: You will need to request money if you need extra
While there are many other apps similar to ActiveHours on the different platforms, you cannot trust all of them. Some are pure scams, some take quite a bit of your money from you, and some have really bad customer service if something does go wrong.
When it comes to money, you don’t want to mess around or leave things to chance. Instead, work with companies you know you can trust. If something doesn’t feel right to you, look it up online and see if it is a known scam.
